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Looking to build a competitive employee benefits package to help attract and retain high-quality employees? Want to benchmark your current plan against other employers in the market? If you're located in the Greater Toronto Area (GTA) and looking for a benefits consultant to help you design a plan that meets your employees' needs, check out this list of benefits brokerages and consulting firms that provide group benefits advice.
These group benefits consulting firms (aka benefits advisors or brokers) are located in the GTA and include the advisors noted below plus those located in our separate blog for the City of Toronto.
The GTA includes the following regions:
These brokerage firms offer a range of services, including but not limited to: needs assessment, plan design and administration, soliciting quotes, negotiating with a variety of Canadian Group Insurance Providers, and providing overall wealth management advice.
Helpful Resource: If you are looking for a benefits specialist in outside of the GTA, see our Comprehensive List of Benefits Brokers, Advisors & Consultants in Canada.
Some of these firms provide their expertise as a fee-for-service while others receive a commission paid directly from the chosen insurer. Ask the advisor when you contact them.
These firms are ordered alphabetically.
Click the logo or company name to directly link to the advisor website.
Location: Markham, ON
Aon is in the business of better decision-making, partnering with clients to help them achieve it. Aon is dedicated to helping clients meet unmet or unfulfilled needs stemming from today’s rapidly changing, increasingly complex and interconnected challenges, and is positioned to deliver innovative solutions that address those unmet needs.
Location: Oakville, ON
Aria Benefits designs innovative, modern programs that attract & retain top-quality employees so that you get the most out of your biggest investment - your people. With over 20 years of expertise in the industry, Aria Benefits makes employee benefits easy - from plan audits, to program building, to ongoing support.
Location: Aurora, ON
Bell Financial’s Employee Benefits and Group Retirement Division offers independent advisory services to small-to-medium-sized companies. By developing close working relationships with our clients, Bell Financial delivers benefits and services from design to implementation and regular follow-up, believing that mutual respect in all relationships must be the foundation upon which all relationships will grow and flourish.
Location: Concord, ON
Benefits Associate is a human capital consulting firm specializing in managing employee benefits, health & wellness, and employer-sponsored retirement programs. Benefits Associate’s Principal Consultants lead the organization in the design, strategy, and implementation of its human capital consulting model.
Location: Oakville, ON
Benefluent offers a modern refresh to your traditional employee benefits programs. With the workforce constantly evolving, you can’t afford to operate with a benefits program that’s stuck in the past. By designing a flexible plan, paired with a more efficient funding arrangement, Benefluent will bring the most value to your benefits spend.
Location: Mississauga, ON
A healthy workforce means a productive workforce. Buck Consultants helps you improve strategic decision making, drive program excellence, and remove everyday hurdles so you can provide transformative benefits that have a positive impact on business outcomes and enhance your employees’ lives.
Location: Oakville, ON
Founded in 1992, Comprehensive Benefit Solutions Ltd. provides innovative consulting services that enable our clients to make sound decisions regarding their employee benefits programs, keeping pace with financial pressures, emerging market trends, and an evolving workforce.
Location: Whitby, ON
Corporate Benefit Consultants Ltd. specializes in the design, implementation and service of Employee Benefits, Registered Pension Plans, and Group RRSP’s. Recognizing that each client has unique requirements and objectives, Corporate Benefit Solutions helps clarify these, and guarantees expert advice, professional plan management, and quality service.
Location: Oakville, ON
Dorbar has been providing employee benefit solutions to small and medium-sized businesses since 1988. As an independent consulting firm, Dorbar works on your behalf to find the best possible Group Benefit Program and Group Retirement Plan for your company. Clients enjoy the freedom and flexibility to make informed benefit decisions about service providers, products, and price.
Location: Burlington, ON
Established in 2008, Green Benefits Group Inc. is driven by a group of like-minded professionals who continually look at new ways to develop group benefits, retirement or pension plans, as well as offer unique financial planning solutions for employees and business owners.
Location: Vaughn, ON
Group Enroll is the simplest solution to Group Benefits. The mission is clear – providing cost-effective and comprehensive Group Benefit Plans. As business owners, Group Enroll gets it. Understanding that time is valuable, Group Enroll wants to give some back. Benefits can become complex with limits, deductibles, as well as many dental and health options to choose from. Group Enroll makes it quick, does it well, and keeps it simple.
Location: Markham, ON
The benefits landscape is constantly changing. Employee benefits are the second most expensive line item for many employers. Yet, almost 50% of companies are working with an advisor that sells one group benefits case a year - or less. Giving educated and experienced advice on tailored benefits programs for you and your employees is why HJ Group exists.
Location: Whitby, ON
With a competitive suite of insurance solutions, HMA helps employers of all sizes implement meaningful employee benefits packages that support the diverse needs of their organization and employees. Your HMA team is committed to working towards one common goal – a customer-focused and comprehensive approach to your employee benefits package and individual insurance needs.
Location: Mississauga, ON
Hubbard Insurance Group prides itself on developing a relationship with you so they know what you need and can anticipate some areas of planning you may not have thought of. With the expertise, experience, and resources, the process is made simple. Hubbard Insurance Group can offer a wide variety of insurance and investment products for you as an individual, a family, and a business owner.
Location: Pickering, ON
Lennox Financial Group is a growing team of highly committed and highly skilled individuals working to provide our clients excellent value. Servicing individuals as well as businesses small, medium, and large, Lennox Financial Group's approach is to simplify your benefits and pension journey by ensuring you’re not putting yourself at risk.
Location: Aurora, ON
Lockwood Benefits Solutions was founded in 2015 and is led by Sean Ross. Sean has over 20 years of experience working in the group benefits and retirement industry. Sean has worked with clients of all sizes across a broad range of industries. He works diligently to ensure that clients maximize the return on their investment in their benefit plans.
Location: Georgetown, ON
Doug Lounsbury has over 24 years of specialized experience in the individual and group insurance industry. Doug is an ideal broker as he brings extensive knowledge, a practical approach, and a passion for helping people.
Location: Markham, ON
Mainstay Insurance is an independent brokerage that specializes in providing employee benefits to small and mid-sized businesses. We deal with firms from a variety of industries ranging in size from two person “mom & pop” home-based businesses firms to larger multi-national organizations with a local presence.
Location: Pickering, ON
Matheis Financial Group delivers an end-to-end solution tailored to the client’s needs in health, pension savings plans, and compensation strategies. Whether the solution lies in managed care initiatives, flexible benefits plan design, streamlined administration, better utilization of available information, wellness procedures, or management of disability claims, Matheis will provide a custom-made solution for your organization.
Location: Whitby, ON
Mitchell & Whale is an Ontario-based insurance brokerage that provides comprehensive coverage across Canada for drivers, property owners, families and businesses in the Greater Toronto area and all over the province. With over seventy years of experience in the industry, Mitchell & Whale takes the guesswork out of insurance and helps you get the right coverage, at the best rate.
Location: Mississauga, ON
Focused solely on group benefits, Mosey & Mosey delivers proactive plan management strategies and innovative solutions that help employers manage costs while delivering a meaningful benefit program aligned with strategic goals and objectives.
Location: Oakville, ON
Through dedicated ongoing management and a high-touch consultative process, the Navigo objective is to add value for plan members while differentiating your organization for the purposes of retention and recruitment. Navigo Financial Solutions provides all the core benefits planning services clients need, from auditing current plans to coordinating custom solutions through specialty providers, and integrating them together with group retirement and individual planning.
Location: Burlington, ON
PBI’s benefits practice is comprised of actuaries and group benefits consultants from a variety of backgrounds and experience. The PBI team of benefits consultants is also supported by actuarial and investment associates who provide technical valuation skills, stochastic modeling expertise as well as assistance in completing routine tasks.
Location: Vaughn, ON
Pelorus Benefits is an established group employee benefits, wellness and pension consulting firm that challenges generally accepted myths. In an industry that has traditionally made the same promises supported by the same products and services, Pelorus Benefits, your Benefits Architects, does things differently.
Location: Vaughn, ON
The Penmore Group takes a disciplined approach to all Client businesses, regardless of size and complexity. Their Process has been developed over many years and many Clients to be comprehensive, robust, and yet flexible to ensure that it remains personal.
Location: Milton, ON
Are you concerned about rising premiums? insufficient coverage? Would you like a second opinion? PGI Financial works with Major Insurance Carriers to find the right benefits plan that fits your needs and budget. Whether your company has 10 employees or 2000 PGI can help you lower your premiums.
Location: Richmond Hill, ON
Ralph Moss Limited (RML) prides itself in being a lot more innovative when it comes to setting up your benefit plan, advising on its financial management and continually looking for ways it can better serve both your objectives and the needs of the plan members.
Location: Mississauga, ON
Reach Insurance Brokers partners with CEOs, Executives and HR Managers to navigate the insurance landscape. With nearly a decade of experience as both an underwriter and consultant, Reach Insurance Brokers helps increase the value of insurance by developing customized plans to reduce risk exposure, eliminate non-performing provisions and decrease plan operating margins, all with an eye on connecting plans to the employees that power the organization.
Location: Oakville, ON
River Oaks Insurance Ltd. specializes in client consultations for the implementation and management of employee benefits, group retirement plans, workplace solutions and individual financial insurance. A healthy workforce is a happy, productive workforce. River Oaks Insurance will help employers develop and implement a Plan to suit their business, their employees and their budget.
Location: Mississauga, ON
Concerned about the rising cost of your Employee Benefit Plan? Let The Benefit Source help. Employee Benefit Plan design that is customized to your needs and your budget is our area of expertise. For over 25 years, The Benefit Source has worked with Ontario Business Owners to build and manage plans they can afford year after year.
Location: Vaughn, ON
The Benefits Trust, helps successful business owners build a better benefits plan than they can get anywhere else. These custom benefits plans give clients what they want, rather than what is dictated to them by traditional insurance carriers. Through proper design of a custom benefits plan, clients have successfully turned group benefits from an expense to a tax-effective strategic advantage.
Location: Mississauga, ON
The BPC Group works with clients to provide innovative Plan Design Solutions. Each client has their own unique requirements and our goal is to meet both the employer and employee needs accordingly. Working alongside clients with a devotion towards ongoing communication enables The BPC Group to apply an effective consultative approach.
Location: Mississauga, ON
VanScheltinga Financial Services provides Business and Personal financial solutions in areas of Group Benefits, Life Insurance, Critical Illness Coverage, Disability Coverage, Investments and Wealth Management with a commitment to legacy and charitable giving solutions to minimize taxation.
Location: Newmarket, ON
Victor Woodhouse is not a "one size fits all" broker. The goal is to provide your firm with the most practical and best value in benefits for your specific business and employee situation. Victor Woodhouse may not offer the lowest price in the marketplace, but experience reminds us that the cheapest price today often becomes the highest renewal rate increase tomorrow.
Location: Mississauga, ON
Founded in 1978 by Brian M. Waddell, Waddell Insurance Brokers Limited is a full-service insurance brokerage. A partnership with many major, financially strong insurers allows Waddell Insurance to bring our clients a breadth of coverage options at competitive prices. A dedicated team of licensed brokers has the knowledge and experience to meet and exceed the expectations of our clients and insurers.
Location: Burlington, ON
Established in 1994, The Winch Group has grown to one of the largest employee benefits consulting firms in Ontario. The Winch Group continues to grow its business potential while remaining dedicated to our core value – an enduring commitment to client satisfaction.
Location: Burlington, ON
WP Pensions + Benefits is dedicated to serving and supporting Indigenous employer groups across Ontario with their life, health and retirement planning needs. For 25 years, this clear focus has provided WP Pensions + Benefits with extensive experience and understanding of the issues that matter most to Indigenous employers and employees.
If you're an employer interested in working with an Advisor that partners with Simply Benefits to deliver your group benefits plan 100% digitally, contact us and we'll make an introduction to one of our advisor partners.
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You may also be interested in these resources:
Top Employee Benefits Consulting Firms in Lower Mainland, British Columbia
Simply Benefits is Canada's newest and simplest fully digital Employee Benefits provider that partners with advisors to deliver group health benefits 100% digitally to Canadian employers. We’re a Third Party Payor (TPP) with a platform that provides three portals to enable Benefits Advisors to manage all client plans online, Employers to efficiently administer employee coverage, and Employees to view, update and use their benefits 24/7 via desktop or smartphone app. We help ENGAGE Employees Anytime, Anywhere, SIMPLIFY the benefits experience and EVOLVE an Advisors’ benefits business. To learn more, visit our website or connect with us on LinkedIn, Twitter, Facebook, Instagram and YouTube.
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