Advisors are the backbone of the insurance industry. However, more and more insurance carriers are looking to push them out to increase their own bottom line, but we see things differently.

A Health Spending Account (HSA), also known as a Health Care Spending Account (HCSA) or Health Reimbursement Account, is an individual account with a fixed dollar amount used by employees and/or their eligible dependents for...

Whether you are back working in the office full-time, working in a hybrid model, or still working entirely from home, there is no doubt about the effects of the pandemic on employee wellness. In fact, half of Canadians have...

Employee benefits can be broken down into two types: taxable and non-taxable - but what’s the difference? Unfortunately, the rules and exceptions of taxable benefits are constantly changing, which can make figuring out the...

The world of insurance and employee benefits can be very confusing, especially when you’re trying to understand how it all works behind the scenes. Because it’s so confusing, many companies are now buying their employee benefits...

Recent trends in employee benefits have shown that employees prefer to have choice and customization options. The question is: can employers offer this without breaking the bank?